It seems to creep up on us every year, tax season.  As members of The United States we are subjected to yearly federal income taxes.  It ...

I'm a planner, always have been, always will be! I do not like to have a month with monstrous size bills, especially January right a...

Recently I had a very positive experience in lowering our cable/internet/phone bill. Recent bills had been $119.96 before taxes. When I ...

Whether you have consumer debt or not, it is important to have an Emergency Fund. Ideally you should have 3 – 6 months of expenses pu...

Have you thought about re-financing?  I know you hear everywhere that now is the time to consider re-financing your home loan.  Interest ra...

The Tax Relief Act of 2010 makes a major change in the withholding of social security taxes from employees' wages by reducing the employ...

Do you have a lot of loose change around the house? Do you dread counting and rolling all of that change to take to the bank? Does going int...

I recently got involved in a discussion on another blog on how to find time to save money when you work full-time outside the home. WOW – t...

Here is a cheat sheet on the best times to get a great deal on stuff you need! January – Linens Get great deals on linens and towels at ...

New Federal Reserve rules provide important protections when you purchase or use gift cards. Here are some key changes that apply to gift ca...

More new rules from the Federal Reserve mean more new credit card protections for you. Here are some key changes you should expect from your...

It is never too late to save for college. Any money you save now for your children, will further reduce their expenses and loan they may hav...

eBay has a new program, eBay Bucks!  You can earn 2% on your purchases as certificates back on eBay, plus if you shop first through EBATES ,...

So I am on this money saving kick and I read another one of Dave Ramsey's books, "The Money Answer Book"!  Okay so perhaps I ...

So I finally decided to read The Total Money Makeover by Dave Ramsey. A lot of the bloggers I follow live by the principles and “Baby Steps...

So if you read my blog, you know that I am in favor of using credit cards for the perks IF you can pay your balance every month AND you are ...